Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eric Slifkin

nationwide was a big help

i was very happy to see that i had coverage for the claims i submitted
5

out of 5

POSTED: | BY: Crystal

Peace of Mind

Recently Sophie had a growth inside her mouth Which we know we needed to get removed. The cost of doing so was nearly $1000 but we didn’t hesitate as I knew VPI would help cover the expense....and they did at over 80%! While it was cancerous, they got clean margins and she is is doing great! I love knowing I don’t have to make a choice between the health and well being of her verses the cost of the vet. Thank you VPI for peace of mind!
4

out of 5

POSTED: | BY: Bryant Edwards

Responsive and Helpful When We Needed It

We had a rough year with our girl, having to undergo two emergency surgeries for gut-related issues. Nationwide was there to cover a majority of the costs, and even followed up with an email to see how she was doing. For anyone who has four-legged family members, definitely get pet insurance and go with Nationwide.
5

out of 5

POSTED: | BY: Barbara Rhodes

Excellent care excellent coverage !!

Everything at the vet went well and everything from the insurance side went well. I’m so happy and satisfied with Nationwide. They give me peace of mind that my animals will be taken care. I don’t need to worry about the expense of vet care. So relieved !!
4

out of 5

POSTED: | BY: Patti Miller

Claim Status

It takes to long for the claim to be processed and then to receive reimbursement. No other problems than that.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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