Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

The best

You have never let me down
5

out of 5

POSTED: | BY: Eva

Greatest pet insurance!

Greatest pet insurance. Great customer service.
4

out of 5

POSTED: | BY: Diane

There when we need you!

We recently had an emergency Vet visit and the cost was hefty. But Nationwide did come through and helped ease some of that financial burden. Thankful for what we received for the claim. And more thankful that our Tyson was fine after the visit.
4

out of 5

POSTED: | BY: Rena

Good, but does not give accurate payment at times

I like Nationwide; however, when I have submitted some of my claims they are for things that are minor for dogs, like an ear infection, which is not a permanent condition. They should fix their diagnosis charts regarding pre-existing conditions for dogs.
5

out of 5

POSTED: | BY: Glen

when you need it NATIONWIDE IS GREAT TO HAVE

Sometimes I complain about the expense (we have 4 dachshunds insured). But when we needed it, $4000 vet bill Nationwide was there. Submission of claim easy, reimbursement on time and follow up on chesty's health appreciated!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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