Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Albert

Great

I recommend your services to everyone I know with a pet!
5

out of 5

POSTED: | BY: Candice

Thank You

Thank you for making the claims process so easy.
5

out of 5

POSTED: | BY: Stuart

Excellent response

Excellent company to deal with
5

out of 5

POSTED: | BY: Patricia

Pet Insurance is Necessary

I purchased pet insurance for my two cats when they were 4 months old. I don’t remember any type of “Pet Insurance Reviews.” I got quotes from 3 companies. Nationwide was not the carrier of my cats’ insurance policies at the time, but the original company was bought out by Nationwide several years ago. Even if I wanted to move to another insurer, I couldn’t. Like human policies, once the pet has pre exhisting conditions, the owner is unable to change policies because those pre exhisting conditions will no longer be covered by a new insurer.
3

out of 5

POSTED: | BY: Alex

Online claim submissions

Please, join the digital age. Fax and snail mail are horrible ways to communicate with you customer and make them submit claims. Add capabilities to let me submit and track the claim online.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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