Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Candice

Always there when we need them

WE have had Nationwide insurance for 3 of our dogs, and every time they are always there when we need them. No overly complicated process especially when you are trying to deal with a sick you don't want to deal with a complicated system to try to submitted all the information needed. We love the ease of use, the coverage and the customer service. The only con I have is the length of time to get a reimbursement back.
5

out of 5

POSTED: | BY: Ahavia Scheindlin

The best thing we did for Atticus was to sign him up for Nationwide.

Atticus has been thru many trials and tribulations in his life. On his side he has loving humans and a boundless zest for life. Cancer, skin problems, and a Pneumothorax, he has come thru it all with grace and spirit and a strong will to share in life's joys. Without Nationwide he would not be here. We are deeply grateful for them and thank them for all of there help, concern and support.
5

out of 5

POSTED: | BY: Tasha Miner

So relieved to get the coverage promised, just wish submission was easier & turnaround faster.

After reading terrible reviews on another site, very relieved things have been covered so far! Glad I switched from Healthy Paws overall.
5

out of 5

POSTED: | BY: Lauren

Great coverage

Submitting a claim is quick and painless. I love that the insurance covers 100% of unexpected illnesses or injuries. It gives peace of mind that there is help if a large expense occurs.
5

out of 5

POSTED: | BY: Amy P

Great coverage, fast repayment, super happy

I'm thrilled with Nationwide. I got insurance for my Persian kitten early because I know of the health problems Persians can have based on past experience. Nationwide has been great about coverage. No visits or medications have been turned down. Repayments for vet visits and medication are fast. Whenever I've called, the staff are nice. Highly recommend.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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