Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tarn

Appreciate the help

We're glad that Nationwide came through to help us out with unexpected vetbills as we learned out dog had had a couple teeth require extraction, and a abcess in his mouth. The financial payment helped us tremendously as we had other unexpected vet bills for another of our dogs that month.
5

out of 5

POSTED: | BY: Susan Kerns

Great coverage at a good price.

Although insurance can be an added monthly expense, it is definitely priceless when needed. I have a $100 annual deductible and 90% reimbursement on covered items. I’d rather pay monthly than to be hit with a huge expense if a serious accident or illness occurs.
5

out of 5

POSTED: | BY: Wendy

Excellent insurance plan

Knowing that we'll always have pets in our home, it is comforting to know that we'll always be able to provide them with complete veterinarian care. This is in part because we want the best for our pets, and because we have insurance coverage through Nationwide. Thank you Nationwide for offering plans that fit our pets lives and our budget.
5

out of 5

POSTED: | BY: Irene Chen

Great company, really helps with costly procedures

Nationwide is a great company to work with. This is my 3rd year insuring my now senior dog. Having insurance really helps with costly procedures. I highly recommend.
4

out of 5

POSTED: | BY: Cicily Briant

Even acupuncture is covered

Because acupuncture is covered on Olive's plan, she is feeling much better and is a happier and less stressed dog. I was surprised to find this is a covered procedure. She no longer needs pain medication because the acupuncture is working so well for her.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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