Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tory

Best pet insurance!

We are so lucky we bought our pet insurance through Nationwide. Never predicted the ongoing allergy problems our beautiful AKC boxer puppy would experience and thankful for the help we have received with our vet bills, enabling us to try remedies we may not have been able to afford. Assistance with the special hydrolized protein food was never expected and appreciated as well.
3

out of 5

POSTED: | BY: Michael Velasco

Need to be more transparent with premium increases

I've had Nationwide Pet insurance for several years now and there are 2 main areas that need to be improved. First, the yearly increase of premium without sufficient explanation needs to change. I've called customer reps to find out why my premium increases and no one can provide a valid reason. This lack of transparency is unsettling. The second improvement that should be made is the process of submitting claims. It's not efficient. Having to fill out a claim form, print it, sign it, scan it and then email back to the insurance company is much too long. There should be the ability to take a picture of the invoice and send it directly via a mobile app.
5

out of 5

POSTED: | BY: Ryan Dunn

Typically good processing time.

The claim was processed in the typical amount of time considering the holidays. It would be nice if there was an online portal for filling out claims instead of the paper form.
5

out of 5

POSTED: | BY: Jennifer Ibarra

Great insurance with asome support and customer service representatives

I am very happy I made the decision to choose nationwide pet insurance for my furry kid. The customer service, support, help and all the different tools available to make my life easier when it comes down to taking care of my dogs health are available through nationwide! I am happy to be one of your customers and thank you! I appreciate you! 💓🐾
5

out of 5

POSTED: | BY: Renee Clapp

Nationwide Pet Insurance is the best

We have used Nationwide, previously VPI, since Marley was born. She is to be 10 years old this month and unfortunately starting at about 4/12 to 5 she has many health issues like diabetes, cataract surgery (she can Now see), thyroidism and skin issues. Thanks to our insurance Marley was and still Able to have the best of care with 4 veterinarians

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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