Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael Adams

I appreciate the ease of being able to…

I appreciate the ease of being able to set up a new health insurance policy for my cat Cougar. I look forward to the coverage he has.
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5

out of 5

POSTED: | BY: Beth

Bird mom loving Nationwide pet insurance!

I love Nationwide pet insurance. When my budgie broke his leg, the vet bill was over $1000. Nationwide covered a good chunk of it and was prompt with reimbursing me. I got my money back for the policy several times over—totally worth it. I just added another bird to my policy today, making her my 4th bird covered under Nationwide. They also cover wellness, which I love! And Jeremy (the Nationwide guy who helped me enroll my bird today) just informed me that there is vet telecare available 24 hours a day. I couldn’t be more pleased with Nationwide, their coverage, and their service. So grateful for the peace of mind they give me with my babies!
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4

out of 5

POSTED: | BY: Bolowude

Thankful for the coverage

The process to start coverage was easy and straightforward. We previously had it with another pet, and are glad to have a new Pet covered. I am thankful for the coverage as a workplace benefit.
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5

out of 5

POSTED: | BY: Satisfied Client

Easy to get an agent on the phone

Easy to get an agent on the phone. Agent knew their stuff and answered all my questions. Able to make an informed decision. Simple process to set up.
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3

out of 5

POSTED: | BY: Karen Hall

Your website could use some work

Your website could use some work. It is not user friendly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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