Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daniel Poirier

Easy to talk with a representative

Easy to talk with a representative. Very clear and straight forward.
5

out of 5

POSTED: | BY: customer

Easy to navigate

Easy to navigate. Reasonable fees
5

out of 5

POSTED: | BY: Erik D.

Thank you Erik and Nationwide!

The representative Erik (who ironically shares the same name I do) was extremely helpful and patient with me. Despite my lack of understanding of effective dates and billing cycles. He went above and beyond to ensure that my effective date falls during a convenient time of the month so that my monthly payments are compliant with my needed billing cycle time frames each month. His competence and patience is the best I have ever experienced! Thank you Erik for helping me re-enroll my Bullmation (Gunnar) with Nationwide and setting it up in a convenient fashion and as smooth an experience as possible. Nationwide is great and the team is great!
5

out of 5

POSTED: | BY: customer

It was really easy simple to pick a…

It was really easy simple to pick a plan that was best for me.
4

out of 5

POSTED: | BY: customer

I love them but they are a little…

I love them but they are a little pricey. Great to work with though.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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