5
out of 5
POSTED: | BY: CarolAnn Soto
I am glad I have Nationwide Insurance for my pet.
Nationwide is genuinely concerned about the pets they insure.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kim Murphy
Nationwide is the absolute best!!
Thank you Nationwide for taking such great care of our medical expenses & showing concern for our dogs.
5
out of 5
POSTED: | BY: Scott Sisler
very good experience
Very smooth process
2
out of 5
POSTED: | BY: Claudia Franco
Paying for insurance? Good luck with getting things covered for your pet
I have had VPI insurance since my dogs were 6 months old. They are now 7 years old. Since they were bought out by Nationwide there are even more restrictions. You go to the vet having insurance and you have to hope the visit is covered. I have found limits to their visits if it’s for the same type of problem. Even if I try to submit part of it for coverage (ultrasound) I have found they will not cover it. It has become truly disappointing and I would suggest each pet owner check their insurance policies and limits before buying it. It may not be worth it in the end. It’s just like human insurance but worst!
4
out of 5
POSTED: | BY: CJ
Great but needs to process claims quicker
We have had a great experience with Nationwide except for when one of our claims was denied. The reason listed for it being denied was untrue and inaccurate. I submitted a form to have it reviewed and it's taken months for it to be reviewed and addressed. I'm unhappy with how long this specific claim has taken but also in general, claims seem to take longer than expected to process. If there's one area Nationwide can work on, it is processing claims in a timely manner. Aside from this issue, they've been great.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.