Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica Huber

Wonderful but somewhat restricted

I have been using Nationwide since it took over for VPI and have been very happy with the help. It really makes a big difference when you have little issues pop up and think that they are wonderful for that stuff but the wellness plan could be better. I was very surprised when I found out that they only cover so much of tick and flee prevention. I guess any bit helps but I thought that it would be more. I have also referred multiple customers and never received a notification,
5

out of 5

POSTED: | BY: Sharon

Peace of mind

I can't imagine not having the Peace of Mind of Nationwide pet insurance. The customer service is incredible. The only downside is turnaround time on claims. However usually within 30 days I have check in hand. I think anybody that has pets should carry pet insurance and Nationwide in my opinion is the best.
5

out of 5

POSTED: | BY: Amanda Renzulli

Thankful for this coverage

We have appreciated having the peace of mind that this coverage brings. We were thankful to have it when we had a recent surgery.
5

out of 5

POSTED: | BY: William Toti

Outstanding insurance plan

I’ve been more than pleased with the Whole Pet and Wellness plan. The coverage is excellent, the customer service has been great and response, reimbursement times timely. Very happy I chose Nationwide.
5

out of 5

POSTED: | BY: BNS

Easy. Quick. Worth it.

They are great. Easy to work with. Good coverage and good customer service.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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