Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Autumn

Reimbursed for a surgery

I was skeptical at first wondering if I needed pet insurance. My dogs are both very healthy, but accidents happen, so I opted for insurance coverage for that. When one of my dogs developed a hernia, he needed surgery and it would have been about 5k for the whole process. I did have to get the funding up front to pay (which was difficult), but I was reimbursed for 90% of the surgery within a month of the procedure. Extremely helpful in this economy. Thanks Nationwide!
5

out of 5

POSTED: | BY: Cindee

Everything was seamless

I used the app to process my claim and it was seamless. My payment was direct deposit... again seamless
5

out of 5

POSTED: | BY: Theresa

Fantastic

Very good company I receive my checks within less then a month after my veterinary submits my claim customer service department very nice and experience s
5

out of 5

POSTED: | BY: Crystal

Pending - Relief

We lost our 6 year old baby eight months ago. Having Nationwide has been a relief. We love our pups! They are part of our family. Having to pay full price is almost impossible. I’m grateful to have this as a means to make payments as well as cut costs for medical treatment. We now have our 7 month old pups that require a lot of attention and veterinary assistance with vaccinations and check ups. Thank you Nationwide.
5

out of 5

POSTED: | BY: Denise

Timing could be better

Timing of claims could be better. Understandably members are notified of the 30 day wait, however, I work at a vet and have dealt win other insurances and various other ones have returns in ~48 hours

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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