Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry Pullan

Nationwide's coverage has been a 10

I've been with Nationwide for years and I am very pleased with the coverage. Claims are handled in a timely manner and reimbursements have always been paid fairly. I will definitely use Nationwide for our next pet.
5

out of 5

POSTED: | BY: JoAnn Watson

Nationwide is The Best

I’ve never had a claim problem with Nationwide. I recommend it every time I go to the vet or have a conversation with friends who have pets. We recently lost our sweet boy to feline leukemia. Every claim I filed was promptly considered and paid if benefits were available. The painful passing of our pet companion, then filing a claim was done with ease. Thank you so much.
2

out of 5

POSTED: | BY: Wanda

too long to get reimbursement

You take way to long to process a claim. Taking 4 weeks to receive your reimbursement on a claim that is direct deposit is ridiculous. It should only take 7 days at the most to process a claim and get your money back. You are consistently this long on every single claim I make. Not sure why it takes so long, but I know other companies that don't take as long. For a claim that is a lot of money, that is too long to get your money back. You need to do better.
5

out of 5

POSTED: | BY: Johnny T

Nationwide helped me save my dog

My 7 year old Rottweiler was not doing well. He had constant diarrhea from Pancreatitis and was also coughing from a lung infection. The coughing was continuous followed by throwing up stomach acid for 48 hours straight. Nationwide helped me pay for xrays, ultrasound, various tests, and all the medicines needed to bring my dog back to health! They even help me pay for the ongoing prescription diet to treat his pancreatitis! Every claim has been paid quickly, without any issues. Best insurance I have seen.
5

out of 5

POSTED: | BY: Heather Grieco

QUICK reimbursement

We submitted our first 2 claims in January. BOTH claims were in under 30 days and paid accurately! Simple claim submission process, flawless electronic deposit! Nationwide, we are IMPRESSED!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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