Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: laurie

accurate considerate and quick

the service is great and very accurate and always letting me know they recieved a claim and when it has been processed.
5

out of 5

POSTED: | BY: Julia Flenner

Lifesaver

Our pet insurance has literally been a lifesaver. It removes cost concerns from the equation when faced by decisions as to how to treat an illness, an injury (in our puppy’s case), or a bad choice (also our puppy's case). We’re very grateful for the coverage, and glad we made the choice long ago to cover each of our furry family members this way! The only thing I have to say that is even remotely negative is that the claim seems to sit in a black hole for a bit longer than you might expect... we got acknowledgment of receipt of the claim, and then I could check online anytime to see that it was still processing - but it took 3 - 4 weeks to complete and get our reimbursement (which was very quick and easy).
5

out of 5

POSTED: | BY: Guy Wolff

Nationwide Insurance is great

My pet is a mini goldendoddle I have other policies with Nationwide My son Larry Isrow bought Nationwide policy
5

out of 5

POSTED: | BY: Pat

Terrific

Sphinx had his first dental cleaning. Our vet said his teeth are beautiful and perfect. I appreciate the fact that Nationwide provides pet insurance at a reasonable annual cost. Thank you for caring.
5

out of 5

POSTED: | BY: Erin Jeanes

Annual Premium Increases

I feel that the premium increases of about $10-20 per year are kind of high for a healthy dog. I am considering moving my insurance elsewhere despite everything to get a lower premium.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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