Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Belinda

So glad we have insurance for our pets!

I highly recommend that every pet owner have medical insurance for their pets. Nationwide in particular is a good one to have.
5

out of 5

POSTED: | BY: Jennifer

There when you need it

We are now going through our dogs Second ACL surgery within a 2 months frame. After his first we were pleased with how much we got back and the time frame in which it was processed. After 5 weeks the dog managed to rupture his second ACL and we had to go through the entire process again. While we are still waiting for this one to clear I have no doubt it will go as smoothly as last time. It is such a sigh of relief when you are able to care for your pet the best that you can and react in emergency situations knowing you have help coming. I don't know where we would be if we had to cover both of these at once on our own and it makes us very happy that we can provide for our pet the same way you would any other member of the family.
5

out of 5

POSTED: | BY: Tanya

Another positive experience after the unexpected

Thankful for another wonderful experience with Nationwide. I have never personally taken pet insurance out before as I did not understand how invaluable it can be. I tell everyone I know about this company as they truly do care about my big goon of a Great Dane. Thank you Nationwide for helping to make the claim process easy and always having someone to speak with when needed. Your customer service goes beyond my expectations.
5

out of 5

POSTED: | BY: Elena Kolesnikova

Excellent insurance company, streamlined service!

We've been getting per insurance with this company for many years and have not regretted it, especially when our dogs get older. The process of filing claims on line is very straightforward, and the claims are processed within a reasonable time frame. I like having the option of accepting the reimbursement funds on line and getting them deposited directly into my bank account instead of waiting for a check in the mail. The claim processing explanations are clear and to the point.Lately our dog needed some expensive procedures done, and it was extremely helpful to get our reimbursement for the veterinary care she received.
5

out of 5

POSTED: | BY: Rose

Eases our Mind (and pocketbook)

We have had Nationwide for 2 dogs now......makes us feel so much better knowing our fur baby is covered.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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