Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Jaffe

Best dog insurance.

Nationwide has processed Abby’s claims in a timely manner and I like the fact that the funds are sent to me electronically. No more depositing checks.
5

out of 5

POSTED: | BY: Andy Dormagen

Best investment I have EVER made!!

Insurance was better than I ever hoped! Claim filing was very easy. Instructions were clear and easy to follow. Claim review took 22 days (website said up to 30 days), and reimbursement was a day after the review was complete. M&M had GDV, which is an extreme emergency and required immediate surgery. She did wonderfully, and the $4,000 emergency surgery cost me very little. My deductible, the 10% copay, and taxes (not covered) were my out of pocket expenses. Best insurance experience ever. I emailed my HR department and thanked them for making this benefit available to us.
5

out of 5

POSTED: | BY: Deborah Gierach

Diesel is awesome

Diesel was initially told he didn't need surgery on his eye; However, he is still having issues and seeing the doctor this afternoon so I am hoping that the initial diagnosis of Allergies causing his eye issues is still the cause and can give him either something like Benedryl or another med to help him. His left eye is constantly tearing, he is always squinting, and there is always wetness around his left eye. We'll find out today if there is something more effective today. Thank you for asking Deborah
5

out of 5

POSTED: | BY: susan tilley

pet insurance gives us real peace of mind when we have a sick animal.

when your pet is sick the last thing you want to worry about is paying the vet bills. pet insurance gives us peace of mind.
5

out of 5

POSTED: | BY: Irene Rabkin

Very easy process

The puppy ate some metal wire and had to go to the doggy emergency room!! It was a scary time and it was great that at least the insurance process was simple and straightforward.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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