Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marie

Very happy with Nationwide.

Very happy with Nationwide. Excellent service.
5

out of 5

POSTED: | BY: Allison

Nationwide ROCKS

Nationwide has made carrying the expense of a pet so much easier. I am so happy Whiskey has their coverage.
3

out of 5

POSTED: | BY: Patrick

Does what the policy says, but very slowly with almost no feedback

I made my first claim for a wellness visit. I filed the claim thru the VitusVet app on my smartphone. It took a couple of days to get an acknowledgement that the claim was received and about the full month until I received notice that the claim was processed. The claims process could be improved with more feedback and faster claims review and processing.
5

out of 5

POSTED: | BY: Deepta

Seamless service

Nationwide is always by my side! Starting from customer service to everything after, has always be an effortless and easy once the claim is submitted.
5

out of 5

POSTED: | BY: Nora

Everything concerning Natiowide Pet Insurance is straight forward and simple.

Customer service concerning Nationwide has been spot on. Every claim I have submitted was processed without issue, the Vitus Vet app is straightforward and simple to use when submitting claims. Status updates concerning claims submitted are helpful as well. I have nothing bad to say about Nationwide Pet Insurance, I was referred to this company by a co-worker and have no regrets concerning the decision.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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