Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne Landry

Thanks

Nationwide has helped with our veterinary bills and we thank them for that
5

out of 5

POSTED: | BY: Ivy Chan

I can use my designated vet. and no stress in claiming

Easy claiming just by using aps. no question asked. I can focus on getting my pup the rightful care.
5

out of 5

POSTED: | BY: Joe Orlando

Doing Much Better

Stella is doing great. She is almost over the Autoimmune issue she had and getting off the pretisone soon. She just went to the vet today to get checked for heartworm (i growing issue in WA) and her Kennel Cough vaccination. Nationwide has been great throughout the whole ordeal with my little girl. I can honestly say that without insurance, I'm not sure she would be with us. Nationwide is not just the financial help but the true connection your people have with our family member. It has been the best decision I have ever made for our pets.
5

out of 5

POSTED: | BY: Sybil Vaughn

Timely claim processing and payment.

Adda saw the vet for a regular check up, shots, and heartworm meds/flea & tick prevention meds. I submitted the claim online with ease; it was processed and payment made timely.
5

out of 5

POSTED: | BY: Beverly Marotto

The unexpected happened and Nationwide was there to help

I picked my healthy year and half old Standard Poodle up from daycare and he seemed a little off. I thought he was just tired from a busy day. Shortly after getting home, he vomited and was off balance. By the time I got him to the Emergency Vet, he was leaking urine. It turns out he somehow ingested marijuana, most likely something he pulled in through the chainlink fence in the play yard. He stayed at the vet overnight and was given fluids, oral activated charcoal, and an intravenous lipid infusion to counterract the drug. He was back to normal the next day. Nationwide paid 90% of the claim. This is my second year with Whole Pet with Wellness coverage for him and I have not had one problem with the claims process. I recently brought home a standard poodle puppy and have her covered with Nationwide as well. The Whole Pet with Wellness is no longer available for dogs under one year old but I plan on upgrading her policy at renewal time.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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