Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine

You never know how life will play out

I bought this policy about 2.5 years ago when we got our first puppy. I was a little skeptical about how beneficial this would be, but I figured with the cost of heartwom, flea, and tick medicine, we would hit our deductible and then be covered if something unexpected came up. I have always had a great experience with this service as a customer. It’s easy to file claims, having reimbursements go directly into our bank account is nice, and any time I’ve had to call, the reps are very helpful and kind. Within the last year, our poor pup has been struggling with allergies. He got a few infections before going on daily Apoquel tablets. We even had to make an ER visit for the first time a few months ago. To say I’m thankful for Nationwide Pet Insurance now is an understatement!
4

out of 5

POSTED: | BY: Andrew

Expensive but worth it in the long run

All moves smoothly execept sometimes I have to re-submit claims because it says unreadable or the like. A phone call should accompany any initial problem for prompt re-submitting
5

out of 5

POSTED: | BY: Matt

Overall we are impressed

We’re new to pet insurance, but so far we would recommend Nationwide. The only area I would improve would be the the amount of time it takes to pay a claim. I would like to see a faster turn around.
5

out of 5

POSTED: | BY: Catherine

Very happy I took the insurance policy with you!

We are very pleased to took out the insurance on Nico. I am very impressed with the whole process and now, just received the email asking how Nico is feeling. I am happy to say he is doing great! We never really determined what was wrong with him that day. But he bounced right back after a day and a half. He is scheduled for neturing May 17. We love our vet and having the insurance makes it not such a financial burden. Very happy so far with Nationwide.
5

out of 5

POSTED: | BY: Sunnie

Quick and easy claim payments

I love how easy it is to submit claims to Nationwide. This last time, I submitted five different claims at the same time and payment arrived within days! I was very grateful for the quick reply. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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