Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gregory Schwob

Great insurance, slow claims process

I’m generally pleased with the insurance, but 30 days to process claims seems a bit long.
5

out of 5

POSTED: | BY: Sharon Grosfeld

Nationwide Pet Insurance saves lives.

Thanks to Nationwide, I do not hesitate for an instant to get the care my dog needs when she is sick and when she needs a wellness check, just as I would for any of my human family.
1

out of 5

POSTED: | BY: David friend

Bait and switch

You are miserably slow reviewing and paying claims. Your rep lied to me on prior conditions and coverage. BAIT AND SWITCH!
5

out of 5

POSTED: | BY: Jewel Quackenbush

Always There

Nationwide has really been there for our Family. We love and adore our dog who also serves as a Therapy animal for me. I can honestly say caring for a pet is quite expensive. Having insurance that understands that is all the rage! Thank you guys so much for your kindness.
5

out of 5

POSTED: | BY: Shelley Chesser

EASY!

It is so easy to file a claim! And, I like the confirmation of receipt of my claim then email of EOB.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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