Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gerald

Heidi's care with the help of Nationwide.

Thank you for asking how Heidi is doing. She is much better now. Has recovered from her eye injury and also is doing remarkably well from her knee and ligament surgery. I would say she is almost 98% back to being what she was prior to the surgery. Again, thank you for your prompt handling of Heidi's claims, as well as, answering my questions prior and during her recovery.
1

out of 5

POSTED: | BY: Leslie

Dogs are penalized for growing old

This company was fine when i joined 7 years ago. Claims were processed quickly and i was happy with coverage. My monthly payment was increased from $112/month per pet to $180/month simply because my shih tzus are turning 12 this year. Many claims have not been covered and those that are take 30+ days. It would be illegal to price gauge humans for aging. They know they have you over a barrel bc no other company will cover a pre existing condition but i refuse to be extorted.
5

out of 5

POSTED: | BY: Marie

Very happy with Nationwide.

Very happy with Nationwide. Excellent service.
5

out of 5

POSTED: | BY: Allison

Nationwide ROCKS

Nationwide has made carrying the expense of a pet so much easier. I am so happy Whiskey has their coverage.
3

out of 5

POSTED: | BY: Patrick

Does what the policy says, but very slowly with almost no feedback

I made my first claim for a wellness visit. I filed the claim thru the VitusVet app on my smartphone. It took a couple of days to get an acknowledgement that the claim was received and about the full month until I received notice that the claim was processed. The claims process could be improved with more feedback and faster claims review and processing.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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