Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: KATHLEEEN CHAN

fast customer service

ten, thank you from us and chico
5

out of 5

POSTED: | BY: Thomas Repic

Very informative on claim response.

Glad to have pet insurance through a reputable company such as Nationwide. So far since we have had the insurance I feel that the company has been fair in paying claims.
5

out of 5

POSTED: | BY: Sandra Davis

Great Customer Service

Call to check if chemo and/or radiation were covered on my policy for my precious, little dog. The lady I talked to was very helpful and I was pleased to find out that that he will have coverage for his treatment.
5

out of 5

POSTED: | BY: Andrea Dumas

Best company a person could ask for!

I am so thankful for Nationwide Pet Insurance. The ease of filing claims is awesome!!! Review and reimbursement has been surprisingly fast. Thank you guys for helping cover the cost of my fur baby’s issues. I am so thankful and can’t thank you guys enough!!!
5

out of 5

POSTED: | BY: Judy Ni

Better Coordination with VitusVet

We tried submitting our claim through the VitusVet app per the suggestion of Nationwide. However, there was no confirmation email for the submission for the claim and then it did not show up in our account after 48 hours so we submitted the claim via email (per the previous method). Only later after a week, did we see the VitusVet claim register in our account. It created confusion and multiple duplicate claim submissions.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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