Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pam

Lifesaver

After a very large vet bill for orthopedic surgery on our Great Pyr The claim was submitted by emailed and paid within 3 weeks directly to our bank. your claims service has been super.
4

out of 5

POSTED: | BY: Edda

Easy to work with

The claim proces is overall easy - just lots of times I do not understand the reason codes - why some money was paid annd others wasn't
5

out of 5

POSTED: | BY: Jacqueline

Effortless peace of mind

My dog has been suffering from increasingly serious allergies lately, I have to take her back to the vet again and again to see what can help. Nationwide has been so wonderfully responsive with our claims that I have now recommended it to 2 other new pet owners. I don’t think my dog will be able to afford the level of care was it not for the insurance.
5

out of 5

POSTED: | BY: Cheryl

Great Service

Great service, ease of claim, and timeliness and convenience of reimbursements
5

out of 5

POSTED: | BY: Jennifer

Easy to deal with

I have to say I am very pleased so far with Nationwide Pet Insurance. They were very helpful and friendly when I called and the claims submittal is a breeze. I should have gotten insurance for him sooner!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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