5
out of 5
POSTED: | BY: Vanessa
Great coverage & service
Always taken care of our pup with fast, easy claims!
4.8
out of 5
Number of reviews 24,800
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Eric
It took over four months to get my first claim processed
The very first claim I filed was rejected because he had previously had a torn toenail as an exclusion to the policy, however this was on a different foot altogether and the original torn nail was over 6 months prior (so should have been classified as "healed"). After the claim was denied I called several times, submitted paperwork several times, and eventually the claim was "accepted" but due to all the confusion in the paper trail $0 was applied to the deductible. After several more fruitless phone calls I left a voice message and everything was cleared up about a week later. This was great, but it should not have taken nearly six months to achieve this outcome.
I have made several other claims for Otis--as well as two for another policy I have on my dog Bach--and almost all of them have had similar problems where it was initially rejected or delayed. It should not be this difficult to use the policy. A 30 day turnaround on an initial claim review, and then 60-day review on a second claim review is absurd. It seems this confusing back-and-forth is created to make it so difficult to use the policy I will just forget or drop it.
Moving forward I have one major concern for Otis: a couple months back he tore his ACL and needs surgery. This 100% should be covered by my policy because the injury occurred during this policy. Due to your company policy I could not get the surgery pre-authorized, and with all the difficulties I had filing minor claims I am not at all confident Nationwide Pet Insurance will honor our agreement in a timely fashion, if at all.
Please help give me confidence this legitimate claim will be handled better than all my previous claims.
5
out of 5
POSTED: | BY: Maria
I wish all insurance claims were this easy!
Nationwide Pet Insurance has been great for us! It is so easy to think when you're picking up a purebred puppy from a very reputable breeder that you do not need pet insurance - what can go wrong? Well, just as in humans, allergies in dogs are not necessarily hereditary and can pop up at any time. Nationwide Pet Insurance really cut down on our costs with all the testing we had to do to figure out why our dog was so uncomfortable. Now our dog is feeling better, and we didn't break the bank! Additionally, Nationwide Pet insurance claims are SO easy! I wish car insurance claims were as easy!
5
out of 5
POSTED: | BY: Jill
Nationwide is the best
I have always been pleased with the quick response on claims and definitely recommend Nationwide. I appreciate Nationwide being there for me and my sweet boy Tucker.
5
out of 5
POSTED: | BY: Melissa
Reliable insurance
The claim process is so easy, and the payment is what I expect. So thankful.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.