Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,666

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

Thank you so much for helping me assure Rich has a long and healthly (and happy I hope) life

Claims possessing is easy and I can interput policy! Have recommend to two friends.
4

out of 5

POSTED: | BY: Jason

Nationwide is on your side

I guess they are good overall for an insurance company. Ive never used anyone else so dont know. THeir claim process time seems to take forever but then the last one only took 3 days which i didnt understand. I think the biggest complaint i have had is lack of communication. They dont send you emails or texts to tell you when there is an issues with your claim you just wait and have to go online to the site to figufe it out! Its really frustraiting and wastes alot of time time we could be getting it fixed and paid. The things they exclude or call pre existing is pretty extensive too but i guess most companies are only out to see how much money they can not pay out really, all insurance is a scam mostly but what are you gonna do? So i guess its not been bad so far and with these pets im glad i have something.
5

out of 5

POSTED: | BY: Edward

no hassel

Vary easy to deal with
5

out of 5

POSTED: | BY: Allison

I find Nationwide, easy, friendly and quick and I never have to dispute a claim.

I love Nationwide. They're on my side and my dog's too!
4

out of 5

POSTED: | BY: Mary

Easy claim processing

Nationwide processes claims quickly and fairly. They give me confidence that my two fur-babies will be covered for their wellness visits and for any mishaps that should occur.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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