Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,843

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John

Coverage of Lotti's Nail Trimming

It was nice to see that this small visit to the vet for the trim of Lotti's nails was covered fully. It makes it much easier for us to have the vet trim her nails rather than for us to try and get it done at home.
5

out of 5

POSTED: | BY: Kristine

I am so happy that my puppy is covered!

I love the ease for submitting claims. I just ask my vet to submit the claim and then I wait for Nationwide to get back to me. I also like the ease of receiving money back auto-deposit into my bank account. PLUS... I love that my dog is covered!
5

out of 5

POSTED: | BY: Stacey

Excellent!

I have had no issues with Nationwide while filing a claim. It’s quick and easy and usually I get my refund pretty quick.
5

out of 5

POSTED: | BY: R

Pet-focused; pet-friendly insurance

I have used various pet insurance companies. Nationwide is by far the best. The ease of use in submitting claims, simplified plans, and the fact that they don’t play games by changing your plan every year if you submit claims for your animals. They are ethical.
5

out of 5

POSTED: | BY: Helena

So glad I found Nationwide for Raider

It's been a long time since I had a pet of my own. I was googling everything I felt I needed to know. Luckily my vet gave me an assist and I connected with Nationwide and I've been grateful knowing my puppy Raider is in great hands.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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