Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,666

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James

It’s very easy to use and gives me peace of mind that that we won’t have to make cost decisions around our dog.

The insurance is well worth the cost, the claims are very easy to submit and I’ve had good claim turnaround. The key part of the insurance is that it removes the worry of having to make a decision to not treat your pet due to cost.
5

out of 5

POSTED: | BY: Suzanne

Great company and I would highly recommend to anybody looking for pet insurance.

Incredibly easy insurance company to deal with
4

out of 5

POSTED: | BY: Mia

Nationwide insurance claims

Nationwide (VPI) has provided good insurance coverage to our 3 dogs for over 10 years. I would like to share my opinion that your claim process could be improved by showing for EVERY amount not paid the reason why. That way, I wouldn’t have to call and ask. There are some z codes and explanations provided, but not always - I’ve had some big amounts not paid with no reason provided. Also, consider why doctor notes must be submitted for routine wellness. Also, consider raising the amount covered for dental - $100 is way too low based on what vets charge.
5

out of 5

POSTED: | BY: Joanne

Quick efficient service.

Great customer service.
5

out of 5

POSTED: | BY: Alicia

No worries

When my dog recently got into the trash and ate potentially dangerous chicken bones, it was nice to be able to focus only on making sure he was ok and not "how am I going to pay for this?" The claims process was easy and I was reimbursed quickly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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