Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,847

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephanie

Peace of Mind

When Pumpkin displayed signs of distress, it was wonderful to know that whatever treatment and medicine she needed, my insurance coverage gave me peace of mind to incur the veterinary costs.
5

out of 5

POSTED: | BY: Heather

I would highly recommend VPI Pet Insurance!

I have had VPI Pet Insurance for many years and for multiple pets. They have always been consistent in paying my claims and there has never been any issue. I highly recommend VPI to any pet owner!
5

out of 5

POSTED: | BY: Monica

Very reliable

Very happy and pleased.
5

out of 5

POSTED: | BY: Deanna

Easy as 1, 2, 3!

This insurance is easy to use to find forms, submit & get reimbursed normally with a 30 day turn around. Plus the funds are sent electronically into my account.
5

out of 5

POSTED: | BY: Katy

Fast and effective

My baby had a terrible month of treatment that ended in surgery and cost me more money than I’ve ever had to shell out at one time. Nationwide processed my claim in about two weeks and I received everything back. I almost cried out of relief when I got the notice. Worth every cent I pay per month for this insurance. Thank you <3

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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