Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Excellent Review

I have been extremely happy with Nationwide pet insurance unfortunately it is with a heavy heart that I tell you Millie passed away on June 5th she had to be euthanized she was 15 years old she lived a really good long happy life but had a few health issues the last couple years and I was so thankful that I had Nationwide pet insurance for her I have nothing but good things to say about the company they always paid my claims on time and never questioned anything I sent him after my last claim is paid I will no longer need pet insurance but down the road when I get another dog I will be sure to sign up again
5

out of 5

POSTED: | BY: sharon

Very responsive

Having no problems when we send in a claim it is answered promptly
5

out of 5

POSTED: | BY: Heather

Getting this insurance when we got our dog was the best decision we could have made.

We absolutely love Nationwide. We have not had one problem and it’s very easy to submit claims with an app and they reimburse us quickly. It makes giving our dog the best possible care a no-brained.
5

out of 5

POSTED: | BY: Frank

Coverage that can be counted on

Nationwide coverage has been excellent and timely over the years
4

out of 5

POSTED: | BY: Teresa

Very positive experience with Nationwide

My six year old Dobe has had a number of unexpected medical issues and Nationwide has been great with their coverage. We have been using them since we brought our dog home at 12 weeks old. They have always been easy to work with and consistently process our claims very quickly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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