Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bob Queler

Attention and service given is second to none!

Made the best choice based upon the coverage and the hotline. My pet deserved and got the best .
5

out of 5

POSTED: | BY: Deepa Iyengar

Prompt and efficient services

Had no issues in processing claims
5

out of 5

POSTED: | BY: Ashleigh

The BEST Coverage

Nationwide is the best coverage you can buy (make sure to get Whole Pet with Wellness). I bought this because one of my cats broke their arm, after being left with a $4,500 dollar bill, plus the weekly visit costs, I decided all the pets needed the insurance. Fast forward to almost a year later and my oldest cat hasn't been feeling well. I had to take her to the emergency vet where she stayed for 3 days. With all the diagnosis and test, we found out that she has high-grade lymphoma. Completely devastated. I have to say I was nervous about having a $4,200 vet bill, but I was hoping it would be covered. I would say the only downside is that it's a reimbursement rather than coverage. So you have to pay everything up front, not knowing if it's going to be covered, which can add quite a bit of stress. However today I found out my bill is being reimbursed, so my portion is only around $400 rather than $4,000! Thank you Nationwide for easing some of my stress with the financials!
5

out of 5

POSTED: | BY: Ben Treppa

First time user

As a first time user of Pet Insurance I am quite satisfied with the product. We have had 3 visits to the vet recently and the claims process has been a piece of cake.
5

out of 5

POSTED: | BY: Timothy Morrissette

Very easy process

great

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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