Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Judi

Disappointed in coverage

There's nothing you can fix at this time. I was a first time GSD owner and also first time buying pet insurance. I wish that someone had explained to me that my coverage does not include hip dysplasia and that I should get my insurance from another provider that does because GSDs even though you are told by breeder their hips are fine, they aren't. I am left with a purepred GSD who has two bad hips that would need replacement and she is only 4. Unfortunately, we don't have $5000 for this type of surgery. So I have alot to be upset about. Your company should cover hip dysplasia surgery. For now, we just manage and hope that doesn't occur for a long time. Thank you. Judi Carey
5

out of 5

POSTED: | BY: Samantha

My working dog

Best thing I could have gotten for my dog. He is training to be my service dog and works along side me. I have insurance so he should to.
5

out of 5

POSTED: | BY: wendy

I've been very pleased with my insurance plan for my dogs.

I have been using this insurance for 4 years. I have been very pleased
5

out of 5

POSTED: | BY: Kim

Thank you!!!

Beyond glad we had nationwide on our side to help cover everything they did when we had a scare with our puppy Bromley. She is fully recovered and our pockets thank you!
5

out of 5

POSTED: | BY: Annmarie

Great service...good turnaround time with claims

Nationwide covers most claims for our dog. We are happy with the service we receive.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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