Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brenda Lowery

So glad we got pet insurance for our Annie Joy!

Since we are nearing retirement it was important to us to have health insurance for our new puppy! Nationwide was a very wise choice! They are awesome and truly care about our puppy!
5

out of 5

POSTED: | BY: John Sullivan

Affordable pet care!

Nationwide pet insurance is a great value. It takes the anxiety out of healthcare decisions such as "how much am I willing to spend " on my best friend's health. The monthly premium makes it easy to budget vet bills.
5

out of 5

POSTED: | BY: Alexandra J

We love Nationwide - great service, great response, most importantly covers our reproductive service & health testing needs!

We've been using Nationwide for approximately 8 months now and have been extremely pleased. We have their top plan which covers 90% of our vet bills/visits and are so grateful we are able to do our wellness/preventative treatments and tests in addition to addressing illness, injuries, issues. The mobile app makes it super easy to submit claims which are often paid within a week! We use several vet clinics and specialists and haven't had an issue receiving payouts for any of them. Our Rottweiler is an active performance dog sport competitor and Grand Champion Show Dog so the main reason we chose Nationwide was that they included our required OFA health testing and reproductive services such as semen collection/freezing as part of our plan. This is super important and the biggest reason we recommend Nationwide to every "dog person" we know. Thank you Nationwide for keeping our pup healthy and our minds at ease that our beloved dog is in great hands no matter who we choose as our care provider.
5

out of 5

POSTED: | BY: Matthew Franco

Your product and claim submission is quick and easy

I love the Vitus Vet app and the claim submission process. It would be complimentary for the app to provide phone push notifications when claims are in review, complete, and/or ready for reimbursement.
5

out of 5

POSTED: | BY: Lannette

Nationwide pet insurance does what it says it does.

My vets preventive care visit was covered and paid quickly. When my pet was poisoned by something she ate, Nationwide pet insurance covered the emergency care and clinic stay at 90%. It is simple to upload vet bills to Nationwide and reimbursement is made quickly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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