Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia

You need this pet insurance!

So glad I use Nationwide pet insurance. My dog was ill and took him first to the 24 hour emergency vet. He stayed overnight. Getting through the insurance was quick and easy to do. It was a short amount of time and I had my payment sent to me. I would encourage everyone that wants pet coverage to look into this Company.
5

out of 5

POSTED: | BY: James

Very happy

Very happy
5

out of 5

POSTED: | BY: Angelo

Fantastic. I switched from PetPlan and couldn’t be happier.

You guys are great. The app to process my claim is easy to use. I love that I can just take a photo of the invoices and send them thru the app. Your response to pay my claims has been exceptional as well. Glad I switched from PetPlan. Thanks again. Angelo
5

out of 5

POSTED: | BY: Marina

Quick and easy claims submission process.

Collected claims for the whole year and submitted, separately, but on the same day. Claims were processed and I had the covered portion within a couple of days.
5

out of 5

POSTED: | BY: Lori

Easy to submit claims electronically.

Munchkin is feeling much better, thank you. The antibiotic truly helped clear up the infection.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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