Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Glenn

Claim review

While we appreciate the process in reviewing claims, the turnaround time for payment could be a bit quicker. We do appreciate it's done direct deposit.
5

out of 5

POSTED: | BY: Shannon

Kennel Cough

Thank you for helping us take care of Cali. She is healthy now because of you!
5

out of 5

POSTED: | BY: Thomas

Great fast service

Nationwide makes claim submission easy. I can file a claim via e-mail within minutes and always get a quick response and reimbursement. The reimbursement is done via ACH, no paper checks.
5

out of 5

POSTED: | BY: Darbi

I am so glad that I have Nationwide insurance covering my precious fur-baby Gaither Brody!

I am so thankful that I have Nationwide Insurance covering my sweet Gaither Brody! This was my first experience with submitting a claim and it was such a simple process. They were professional and courteous and settled my claim within several days. Kudos Nationwide!
5

out of 5

POSTED: | BY: Tarn

Great support for claim filing

Suddenly, our Spinone Fortinbras got sick - real sick. Now, he's crossed the rainbow bridge, Responsiveness to the claims is greatly appreciated.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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