Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Carolyn

Premium Hike is Ridiculous

I am astonished and very disappointed by the huge increase in your Whole Pet with Wellness Plan premium. I used to recommend you to everyone I know but now I cannot do so in good conscience. When figuring in the annual deductible, I will have to pay $120/month.
4

out of 5

POSTED: | BY: Carol

Coverage of surgery for ingestion

I am largely pleased with my coverage for the recent incident. I have never purchased pet insurance before and did not know what to expect. I was disappointed in the 50% percentage covered of the surgical costs. The purchase of the insurance and the coverage feels like an even expense to reimbursement for this year, though I don't expect anything like this to recur. It leads me to think that insurance is really not necessary and in the long run not worth it. I have two dogs currently insured so I need to rethink this when their policy renewal is due.
1

out of 5

POSTED: | BY: Sandra

So far, not a good place to shop.

I have two claims on Douglass that are over two months old that you have failed to act on. You won't tell me if you will pay them or not. I call on a regular basis on these and all I've gotten is a royal run around. You won't even tell me if you'll pay them or not, and I've become extremely angry and frustrated with you people. You need to settle these claims ASAP or tell me you've denied them. This has gotten to be pure BS.
5

out of 5

POSTED: | BY: Tony

I'm not sure what we would have done without you!

Parker had many issues in the month of June which required "several" visits to the Urgent Care Vet Center. These visits including all of the tests add up very quickly. This made us very thankful to have our pets covered through Nationwide. I'm not sure what we would have done without you!
5

out of 5

POSTED: | BY: Paige

Easy Claim

Easy claim from start to finish
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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