5
out of 5
POSTED: | BY: Edward Schultz
no hassel
Vary easy to deal with
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Allison Whiting
I find Nationwide, easy, friendly and quick and I never have to dispute a claim.
I love Nationwide. They're on my side and my dog's too!
4
out of 5
POSTED: | BY: Mary Gray
Easy claim processing
Nationwide processes claims quickly and fairly. They give me confidence that my two fur-babies will be covered for their wellness visits and for any mishaps that should occur.
5
out of 5
POSTED: | BY: Julianne Koehler
Incredibly simple and easy pet insurance
Any time I have needed to call Nationwide with a question (I was changing employers, changing my name, had a coverage question), the customer service team has been so kind, warm, and helpful. Interacting with them feels like talking with a small business team, not a corporate giant. Also, my pet recently had an injury and to my amazement, my insurance worked exactly as expected (I guess my expectations when it comes to insurance are kind of low, and I am a bit skeptical). I've been promptly reimbursed for my claims (the claim form is super easy) without any tricks or surprises. Purchasing this policy has been a great decision for me (and my cat!).
1
out of 5
POSTED: | BY: Marianne Thomas
Extremely difficult to work with
The claims i submit are a constant battle with Nationwide. I am still appealing one that was considered a "preexisting" condition, but really isn't. Its a matter of Nationwide not wanting to pay out the claims. I have another claim i need to submit an appeal to because the medical records weren't specific enough even though Willow's vet stated what the visit was for. Nationwide owes me over $1,000 in unpaid reimbursements and I will continue to fight until i get my rightful reimbursements.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.