Nationwide | Pet Insurance Review

I have had this policy for over 11 years! I will get it for every dog I have!!

I’m glad I found out about pet insurance when my Roxy was a puppy.

Seamus is doing very well after his surgery. I really appreciate that the reimbursement was good. It was extremely helpful to my family and helped us concentrate on his care. He had a very ugly looking cyst that was growing rapidly and getting very irregular. We were worried.

Nationwide was quick and concise processing a bunch of claims I took months to organize and submit. The good news is I got just about enough money to pay for a surgical procedure a week later. Standby for another claim.

My husband and I decided to try this since it was offered through his employer's insurance plan. Our dog has Separation Anxiety due to a previously crappy life in and out of dog shelters and bad homes. He is on a prescription through our vet for Clomicalm to treat his anxiety. We were not told beforehand about it being considered a pre-existing condition, and I was actually told in the beginning by a Nationwide customer service rep that his medications would be covered as long as it wasn't preventative (such as flea/tick or heartworm). After I go to the trouble to get my vet's office to send over the prescription for his Clomicalm to Nationwide, I follow up with them only to be told they wouldn't cover it because it was a pre-existing condition. While I understand the need to have this rule for human insurance policies, I think it's dumb that they are applying to a pet's policy. The policy also has a $250 deductible, which honestly, is roughly what my dog's yearly vet bills total anyway. This is sych a waste of money. This insurance is only good if your pet is undergoing some massive surgery for cancer or something (which, to be honest, is when you really need to make the decision to put the animal down anyway since they don't live as long as we humans do). My husband and I are canceling our policy.