Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,772

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: david

unexpected benefits and ease of claims

When we got insurance we never imagined we would need it so soon. Our dog is only 2 1/2 years old and up until not she has only been to the vet for some scrapes and infections. Out of nowhere he was injured and we were looking at over 3500 in bills. We submitted our claim using out phone and three weeks later they approved our claim just like that. No questions. Our dog is doing better and our relieved that we can use that money we saved on something else as I am on disability and we our on a fixed income.
5

out of 5

POSTED: | BY: Dawnelle

I spent my money wisely.

You have an easy process.
5

out of 5

POSTED: | BY: barb

Good coverage

The response time for reimbursement has definitely improved.
5

out of 5

POSTED: | BY: Margo

Easy to use

The online claim process is efficient and easy to use. Communication is just enough. I believe the decision making on approval of claims is fair.
5

out of 5

POSTED: | BY: Patricia

Keep up the good work

Your review and paying claims during this trying time of Trying to figure out what’s wrong with Roxy has been great. Keep up the good work!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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