Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Taylor

Great job

My pup has had a number of heath issues the past 6 months or so and it’s been a comfort to know I have Nationwide. My first claim took a very long to get back, but since then it’s been much quicker and I’ve been very pleased. It’s nice to know I will have money back in a timely manor to continue to care for my pup. Thank you!
5

out of 5

POSTED: | BY: Jacqueline Grey

The claim process was easy and reimbursement was very prompt.

We've been treated very well. Their staff was very helpful.
5

out of 5

POSTED: | BY: Calida

Worry free

Quick and painless. I received my check without any problems.
5

out of 5

POSTED: | BY: Julie Yonis

I have been extremely happy with the coverage

I would recommend you to anyone with a pet. We feel very taken care of
5

out of 5

POSTED: | BY: Venus Pinnix

Really good coverage.

Claim processing time varies. With one of my dogs it took 3 weeks for the annual wellness reimbursement. With the other it took 1 1/2 weeks to process. Don't understand the difference other than the time of year.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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