Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Felicia

Terrible insurance

customer services is terrible. It took 4 months for medical records to go through. They decided that my dog benefits wouldn't be covered because I just found out he has lyme and never had it any previous appointments, I was told its a pre existing disease.
5

out of 5

POSTED: | BY: Darron

No hassle claim file

Thank you
5

out of 5

POSTED: | BY: Scott

Getting my monies worth

All good. Getting my monies worth.
4

out of 5

POSTED: | BY: Andy

Online claim form a bit awkward

The online claim submission form was acting up when I tried to submit, only at the last step when it asks you to agree to the terms and conditions. It took a few attempts before finally working. If I recall correctly, trying to call in my claim was equally unsuccessful. Once the online form took the claim, it was a week or two before receiving reimbursement, and the process was simple from there.
5

out of 5

POSTED: | BY: Bonnie

Excellent coverage, timely response to claim when received, processed, and fulfilled.

10 star recommendation.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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