Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janice

Peace of mind

We are so thankful for our pet insurance that we have on all 3 of our dogs. While I've heard people say they could go for years without using it, I say but in those times of emergency it gives us such peace of mind to know we can take them to get the care they need. We previously had an uninsured dog and in a very short time spent thousands of dollars trying to save him and we said never again would we go without insurance on our dogs. I recommend this company all the time to people because it's been that good for us. On our recent emergency we had our $100 deductible out of the $1700 bill. Usually the entire balance is covered once we reach our deductible but in this case we started on a Sunday at our primary vet who then they sent us to an emergency hospital which caused us to max out the benefit for our pups illness so we ended up having to cover an additional $200 but it was far better than having that entire bill to cover on our own. Having experienced dog illness with and without insurance I can say we would never again be without pet insurance and VPI has been wonderful for us to deal with. I pay the bill on Care Credit and by the time I receive a bill I've been reimbursed from VPI.
5

out of 5

POSTED: | BY: Steve Roy

The ease of submitting a claim is very well done. Simple process.

I really think this insurance is worth the cost and I continuously tell others about the services it provides.
5

out of 5

POSTED: | BY: Christine

Great insurance!!!!

Unfortunately, my pooch has had an emergency surgery and a major cut on the pad of his paw. Nationwide Pet Insurance has been there to help both times, and they even helped with his latest wellness visit. The claim process was super easy. I'm so thankful for this pet insurance!
5

out of 5

POSTED: | BY: Lorraine

Terrific insurance

I’ve had your insurance for 12 years all my pets are insured
5

out of 5

POSTED: | BY: Amy

No hassle insurance

I have an English Mastiff pup who has had Giardia and Nationwide covered 90% of the vet bills and even covers his preventive medication monthly for fleas and ticks and heart worm! I highly recommend them!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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