Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stuart A

All very good except that when i applied to remove pre-existing condition I was refussed.

Cassie has had no recurrence of gastro problems for more than a year. in Oct 2018 she was prescribed Pepcid for calming along with Solliquin. She no longer uses the pepcid since the January 2019. She is very nervis do to the many thunderstorms we have in so Florida
5

out of 5

POSTED: | BY: Milena

The best of the best!

This pet insurance is the best! The app help a lot! They are so fast! I really recommend Nationwide Pet Insurance!!
5

out of 5

POSTED: | BY: Justin ferrari

Love this plan

I love the nationwide whole pet with wellness. It is so inclusive and I have never had an issue or confusion on a claim, either with wellness or injury. Great plan to have and I expect to have it for all my future pets as well
5

out of 5

POSTED: | BY: John Jenkins

Stress free Pet insurance

Rey satisfies with quick turnaround with claims for Capone
5

out of 5

POSTED: | BY: Kaiti

Easier than I thought it'd be

I was very skeptical of pet insurance as one of my friends had pet insurance and when her dog needed surgery, her pet insurance didn't cover it. I called ahead to confirm the types of things that were covered and everything I asked them about, they said they covered. I was still skeptical but I went ahead and purchased the insurance. I have two dogs and I've had both of them get their yearly physical, both have had teeth cleanings and everything has been covered exactly as they previously stated. Filing the claim hasn't been 100% easy but I'd still give them an A for ease of use. Using the app, filing the claim is pretty straightforward. The only reason I don't give them 100% is because you have to visit a website to find out the status of the claim (the status is not available in the app). But making filing the claim is def the most important part!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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