Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: christine cosgrove

I am pleasantly surprised at the ease of the system and efficiency!

Thanks so much for a great program hat is worth the cost. So far thangs have been smooth saili!
5

out of 5

POSTED: | BY: Jeannette

Thank God for Nationwide Pet

I don't know what I would do without Nationwide Pet Insurance. My dog had a horrific fall on ice which ended with a torn cruciate ligament; in the process of getting it diagnosed, it was discovered that he also had a luxating patella. The diagnosis was made within the guidelines of my dog's policy and so 90% of the cost of his surgery was covered. It took a long time to gather the money to put up front, but I was able to pay back money I borrowed after a very quick reimbursement (I kid you not, it took less than three weeks from the time I turned in the claim until the money was in my bank account). I think some negative reviews come from claims that do not fall within the policy guidelines (or rules) and/or some people are choosing a lesser policy for their pet. I went all out and purchased the best plan and it has paid off. I have used the vet line as well, which has been very useful for those late night concerns when my vet isn't available. All-in-all, I am very satisfied as I still have my dog. Without insurance, I would have had to have him put down as it cost $4500 just for the surgery (that doesn't count the appointments and necessary diagnostics -- x-rays -- to find out what was going on with his leg). I am on disability and so I simply don't have that kind of money and no one would have lent me money without knowing my dog was insured because they knew they would not see that money again for quite some time. Thanks Nationwide Pet, because of you, I still have my dog!
5

out of 5

POSTED: | BY: Heather D'Angelo

I don’t know what I’d do without this pet insurance

Our little baby just turned 2 years old but has had sooooo many health problems. Without this insurance we would be hurting and he may have become too heavy a burden. But we are so happy with the insurance- claims are easy and paid quickly and they even check in on him to see how he is doing. I highly recommend nationwide pet insurance- we will never have another uninsured pet!
5

out of 5

POSTED: | BY: Andrea intelisano

Great insurance plan for let owners

Think nationwide is a great insurance plan. It has helped us tremendously with our vet bills to care for a great, sweet dog but one that has had more problems than we expected.
5

out of 5

POSTED: | BY: Patricia cenacchi

Good service

No problem i gave to complete my claim

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review