Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Caroline Cottet

Talent Acquisition Manager

I really appreciate the ease in which we can submit claims, get answers and get paid. Looking forward to many more years with Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Roxanne Springwater

great experience with Nationwide

I have been very pleasantly surprised by the service of Nationwide Pet Insurance. The claims are easily submitted either online or by mail, the response is rapid, and best of all, their coverage of claims has been wonderful.It seems very difficult to compare plans, as it's impossible to know what they will actually cover when the claim when the claim is reviewed. I generally submit any vet bills, and let them determine what they can cover. Very professional and I would recommend to a friend.
5

out of 5

POSTED: | BY: Saladi Naidu

Claims process is smooth

Claims process is smooth and done quickly with EOB clearly giving what is covered. I wish there is a way to make mobile submissions easy by having claim form in mobile rather than paper form
4

out of 5

POSTED: | BY: Paul Billue

Better than most

I have been with Nationwide pet Insurance for over a year. I have the premium. I love my 2 and a half year old American German Shepard , he's my 82.3 lb. Lil man of love and play. The price went up from 66.00 a month to 100.00 a month. At fist I was beside myself. Then I received a notice from my own employer that our insurance was going up. Well I did checking and wanted to look for a cheaper lower cost pet insurance. All of them never covered vaccine, or preventative. Nationwide does. (after my 250.00 deductible). As life and reality smacking you in the face. My boy Kaine was playing with a stick, I personally never let him play with sticks because of the fatal injuries that can occur from stick play. But I didn't tell my daughter. He tore off his soft palate in the back of his throat. He was lucky, he survived and its actually healing. Total cost with meds and check ups. Could have been over 3500.00.that was if reconstructive surgery was necessary. All the other insurance company's would have only re-embursed me 80%. Nationwide is the only to do 90%. Let's face it no insurance company is 100% flawless or perfect from your work or pet insurance. But by far Nationwide has been good to me and my boy. They do have many different plans, that are a bit cheaper, I haven't checked into it due to the fact that all of my lil man's injuries have been play related. I gave them an 8 rating because I wish there was an insurance company for pets that would cover the the cost like they do for humans and you pay your Co pay at the vet, or a percentage. So on that note, my suggestion, if your gonna have a pet, open a separate bank account for your pet along with pet insurance. Put 10.00 to whatever you can afford, for the emergencies that will happen.
5

out of 5

POSTED: | BY: Marie DePietro

Thanks for caring it means a lot keep up the good work

Thanks for caring

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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