Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Patricia

Still waiting

I’m really not impressed with my claim process. My chihuahua recently had major surgery for his ACL and patella and it was not cheap. I’m still waiting and fighting to get reimbursed the over $2500 surgical procedure it cost to save his life.
5

out of 5

POSTED: | BY: Joanne

Nationwide cares for our pets.

Claims are always paid in a very timely manner and I wish our medical claims were paid as quickly.
5

out of 5

POSTED: | BY: Nicole

Fantastic service and speedy claim process

I don’t know how I ever went without Nationwide Pet Insurance for my fur babies. They provide great resources and information on their website, their claim process is very simple, claim approval/denial is clear, and payment reimbursement was very quick. What a great service all-around!
5

out of 5

POSTED: | BY: Elli

Survival

I just need the vets to help my Gibbs skin allergy problem. It is severe and you see the pain he is in. Breaks your heart.
5

out of 5

POSTED: | BY: Arrezu

Excellent service

I’ve insured 3 dogs with Nationwide Pet Insurance over the past 13 years and never had any issues with claims or service. I recommend them to pet owners all the time.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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