5
out of 5
POSTED: | BY: Kathleen T
Great program
At ease when going to the vet, I'm glad we have insurance for my big guy.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kacie
Peace of Mind
I signed up for Nationwide Pet Insurance about a year before my cat was diagnosed with diabetes. When you are dealing with a sick pet, the bills can really add up-between regular check-ups to monitor the condition, medications and supplies on top of routine exams. Having pet insurance has provided me such peace of mind, knowing whatever happens, Nationwide will be there to help. As a pet owner, you want to do whatever to provide for your animal and Nationwide is so timely with reimbursements. I work in health insurance, so it's easy for me to understand the Explanation of Benefits they send out but I believe someone without that level of experience would find it a fairly easy to understand process too, however sometimes the descriptions of denials are a bit confusing even for someone who understands insurance. Because they only give the code, dollar amount and how it processed, it requires you to go back to the bill and compare each line to see what it was for and why it paid the way it did-it would be easier if it gave a description (i.e. "Office visit" or "Medication" etc. I know any future pets I have I will be signing them up right away. Also, having it be auto-drafted from my paycheck makes it even easier!
5
out of 5
POSTED: | BY: Tracy Servantes
I have been with you for 10 years now and you have always handled my claims extremely professionally.
It is a huge relief to know that you have my back!
5
out of 5
POSTED: | BY: Kaitlin Brooks
Great Experience
I’ve been really pleased with how simple this claims process has been. The plan and policies have been very straight-forward.
5
out of 5
POSTED: | BY: Judy McCoy
Love the peace of mind having pet insurance with Nationwide!
We have 3 very active Doodles that we take everywhere with us. It gives us peace of mind to know that if anything should go wrong we have them covered under Nationwide pet insurance. Since I work in Healthcare I always share with coworkers that we do provide pet insurance. They are our family too and we want the best for them. Even though our furbabies are very health I always say to expect the unexpeted because you just never know when there might be a problem.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.