Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Aaron

The transparency in terms of what is covered is best in industry

We are very happy with Nationwide. We get reimbursement responses very quickly. Most importantly, when we call the vet help line we get a quick response and a fast follow up. We are thrilled.
5

out of 5

POSTED: | BY: Sam

Glad I have insurance

Just submitted a claim and was fully refunded. Happy with the coverage so far.
5

out of 5

POSTED: | BY: Hollea

Outstanding in every way!

Several products to choose from. Fair pricing. Easy to file claims. Pays well and promptly. One of the best decisions we have ever made.
5

out of 5

POSTED: | BY: Vida

Pet insurance is a must

I’ve had pets all my life but only recently purchased pet insurance for our 2 dogs and 2 cats. Accidents and illness unfortunately arise as do vet bills. Having pet insurance has absolutely made the vet bills more tolerable. I will never go without insurance again.
5

out of 5

POSTED: | BY: Marge

my experience with Nationwide has been wonderful

Buying pet insurance was the smartest thing it did. Nationwide claim processing is easy and the turnaround service on the claims is quick.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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