Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angela

So glad we have Nationwide Insurance

I was skeptical about getting insurance for my dog Dexter, but I'm so glad I did. He was diagnosed with pancreatitis just after his 10th birthday, about 6 months after coverage began. I'm thankful Nationwide is taking the financial stress out of this stressful situation. Now the only thing I have to worry about is providing the best care for Dexter.
5

out of 5

POSTED: | BY: Sharon Connor

Nationwide has always provided great service to me and my dog Callie

I find that Nationwide provides a fast and easy return on my claims and have been very happy with the company
5

out of 5

POSTED: | BY: Patrick

Multiple Pets

I have two dogs on my nationwide plan with wellness. One young dog and one older. I have not experienced any difference or difficulty in how they process eligible expenses for either, which to me would have been the deal breaker. I'm sure with what I paid over the year and what I was reimbursed, I would be ahead if I didn't choose insurance, but the peace of mind I've had knowing if some emergency were to happen, that I would have insurance to help them is priceless.
4

out of 5

POSTED: | BY: K. Parmelee

There's a lot Nationwide doesn't cover

Nationwide covers some of our costs. And I can understand not covering pre-existing conditions. What I don't understand is, for example, when our other dog had a cyst rupture. Yes, he'd had the cyst when we got him. And it sat there for several years doing nothing. But this year, it ruptured causing a terrible infection (which needed treatment), and requiring a biopsy and removal of the cyst. It cost us a lot and it would have been great to have reimbursement on that. It wasn't our fault, or the dogs or any result of lack of care. It just happened.Why doesn't Nationwide cover things like that?
5

out of 5

POSTED: | BY: David McCauley

outstanding service

Pet insurance has been for us a very good investment. They have provided excellent service.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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