Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: JoAnn

Never a long wait when i call. Staff always helpful.

I am extremely unhappy with the "pre existing" clause in the program. my dog has allergies and they claim that when he get an ear infection it will not be covered… I do not get this concept. When I called for clarification and the reason for this no one could answer my question. Because of this I am sopping around for different insurances.
5

out of 5

POSTED: | BY: Samantha

Simple Claim Filing & Quick Reimbursement

We first signed up for doggie insurance while living in Florida where the cost of seeing a vet is astronomical - add in any ailment and you’re left with a bill that’s hundreds, if not thousands, of dollars. Ninety percent of the bills were covered by Nationwide. The only surgery he has had was a neuter and 25% of the cost was covered. All prescriptions, including monthly flea and heart worm are 90% covered. Since were paying for those regardless, it justifies the cost of paying for insurance for when something does come up and we need to use it. We have filed 4 claims using the online pre-filled form. I just downloaded it to my phone and filled in the document by adding text boxes. It was very simple & quick. You then just email it to them. The longest it’s taken for a claim to be processed was between 4-5 weeks; the quickest was 2 weeks.
5

out of 5

POSTED: | BY: Margaret King

It has been so easy to submit claims for reimbursement - what a relief!

Thanks! It has been a pleasure.
5

out of 5

POSTED: | BY: Marie

Responsive

Awesome and responsive.
5

out of 5

POSTED: | BY: Jennifer

Nationwide Pet Insurance is a blessing!

Thank you Nationwide for always being there for Zoey and Emme.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review