Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly Friedberg

Email about Teddy was confusing

I received an email "checking on Teddy" as follow up to our visit to the vet. The visit was just to get his Heartworm and Vectra Flea and Tick treatment..... so, yes, Teddy is doing fine! :)
5

out of 5

POSTED: | BY: Janet Lovus

The best insurance customer service!

Always seamless experience and efficient processing & payment history
5

out of 5

POSTED: | BY: Diane Swords

Great company great service. Best thing I ever did for my dog

My dog recently got sick and I had to file a claim filing the claim is so easy and I received my reimbursement in less than a week great company great service would highly recommend
5

out of 5

POSTED: | BY: Allyn Talbot

Do happy I have pet insurance

Having health insurance on Boo has been a huge bonus while dealing with his ear issues
4

out of 5

POSTED: | BY: Brooke Palmer

Irregular processing times for claims

Sent in my claims and newer claims were approved and reimbursed more quickly that the older ones. I understand getting lots of claims and getting behind but I would expect older claims to be processed before newer ones. I got a letter and everything saying ti would take longer than 30 days but I submitted another a couple weeks after and was reimbursed in a week. Very odd and inconsistent. Makes me nervous to fork over a bunch fo money to get her spayed without assurance that it waill be handled efficiently.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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