Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Bethany Robbins

Pretty great

I've been quite happy with Nationwide overall. I like that they cover the cost of preventative meds like flea control, etc. I don't like that they don't cover the cost of GI upset. For a long while they were taking a good 30-days to pay claims, but the last two claims I submitted were paid within a week, which was great! All said, I'm quite happy with the coverage and would recommend them to others.
5

out of 5

POSTED: | BY: Kathy Machado

Wonderful prompt payment and no problems

Excellent company
5

out of 5

POSTED: | BY: Martha Baxter

Very helpful especially for a dog with health problems.

I bought health insurance for my puppy before her first vet appointment. My previous dog had insurance but not early enough and not as good an insurance company. This Havanese has serious digestive problems and needs RX food and supplements. She also has lousy teeth. Nationwide Insurance has been wonderful.
5

out of 5

POSTED: | BY: Ashley A

Thank you Nationwide

Nationwide has helped me to provide the care that may dog needs to live his best life. Claims are paid filed in a timely manner by me and paid in a very reasonable amount of time by Nationwide. I'm impressed with the coverage and how much it helps me to properly take care of my best bud!
5

out of 5

POSTED: | BY: Jeffrey Saadeh

Excellent customer service!

I have received only the best customer service from Nationwide. Unfortunately, my dog Blanche has had some medical issues lately. Nationwide processed all our claims quickly and efficiently, whether they were submitted by myself or the vet's office. I would highly recommend Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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