Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CAROL LIU

The best pet insurance, highly recommended

My cat was diagnosed with cancer last year. We didn't do the chemo treatment but put her on steroids instead. Since then we had to do numerous folo up treatment and she had other health issues like respiratory problem and eye problem. Her eye problem turned out to be cornea ulcer. Vet treated her with eye drops but eventually have to go to an ophthalmologist. Long story short, I submitted a lot of claims for my cat's vet visit and got payment back every time, after meeting my deductible. Everything is so easy and fast. Thanks for taking care of the bills so that there's one less thing to worry about.
5

out of 5

POSTED: | BY: Mary Neddo

Professional, efficient service

Pleased with service.
5

out of 5

POSTED: | BY: Karen

Sry easy to work with and I feel very supported

Very pleased with the support we have received. It’s scary when your beloved pet gets sick and they can’t tell You what’s wrong. Thank you for helping us!
5

out of 5

POSTED: | BY: Matthew

Easy claims means no headache

The online claim process makes filing a claim incredibly easy. So far we have used our policy to cover our puppy’s first few visits and vaccinations as well as an emergency overnight stay. I am more than pleased with the coverage of this policy and the ease of filing claims.
4

out of 5

POSTED: | BY: Monty Chandler

Long reimbursement wait.

Processing is slow. Reimbursement takes too long.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review