Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dave Kelly

Thank you for being there when we need you.

The process for insurance reimbursement went smoothly and getting the reimbursement was quick and easy. I am very happy I decided to have the policy for Bo.
5

out of 5

POSTED: | BY: Laura Fairbanks

Nationwide is easy to work with and timely with reimbursements

I first heard of Nationwide pet insurance while at my vet's, there was a brochure in the waiting area. After a devasting loss of a pet earlier this year, I now use Nationwide for both my pets (kitten and dog). I send in a claim for all wellness visits - I fortunately have not had any veterinary emergencies - the online claim submission is simple, easy to do, and I am reimbursed in timely manner (about two weeks). This is still my first year with them so hopefully there won't be any premium surprises going forward! I am thankful I have the coverage and recommend Nationwide.
5

out of 5

POSTED: | BY: Sarah Jeffs

Best pet insurance ever!

We have had pet insurance since our Afghan Hound /Poodle mix was 8 weeks old. My Vet suggested it & I have to admit at the time I was very skeptical. (LIKE really? Im just flushing, my $$$ away? ) However less than 18 months later our Dog Toa had a traumatic accident & broke both of his front legs, a pneumothorax, and damage to his liver & spleen. To say we were stressed is putting it mildly, Once we had Toa settled at CARE vets I immediately called Nationwide & they reassured me that we were covered for insurance. Without this, we simply would not have been able to afford his treatment. Thank you Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Mika Yoshida

Nationwide makes pet insurance easy, affordable, and well worth it!

Nationwide has taken a lot of the financial stress involved with having a senior pup out of the equation. The app used for submitting claim forms is intuitive and easy to use, and the processing time is entirely reasonable (actually quite speedy!), which is much appreciated. We'll be Nationwide Pet Insurance customers for life, based on the service and responsiveness we've enjoyed so far!
5

out of 5

POSTED: | BY: Judy Bickerton

Great customer service

Fast service and so easy to submit a claim. Always have been able to get my calls or emails answered quickly. Very helpful.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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