Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Missy

They make it so easy.

They make it so easy, super fast payments. I love this insurance.
5

out of 5

POSTED: | BY: Virginia 210-680-2199

My pet is my child. She needs good insurance coverage too. Nationwide supplies that.

Nationwide has been very supportive of Genie. I believe we have the best pet insurance available. Thanks for being there for her (and me).
5

out of 5

POSTED: | BY: Lisa

Thankful

A week after picking out a new pup I lost my 8 yr old golden to cancer. I never wanted cost to be a factor in my decision making so I took out a policy. Everything seemed fine but behavioral issues showed that could not be corrected with training. She developed allergies and now has an eye problem. I never expected to have so many visits to the vet including specialists. Nationwide has been wonderful at all stages. Life would have been so difficult for me and my dog. Despite everything she and I are doing well thanks to Nationwide
5

out of 5

POSTED: | BY: Amelia

Best decision I’ve made!

After putting my 2 year old cat down unexpectedly, I looked into pet insurance to offset the cost of a pet emergency. I now have botch of my current cats enrolled and am thankful for the coverage. I get money reimbursed for almost everything done, and if it’s not reimbursed it’s applied to a very low dollar co-pay. The customer service department and claims system are all so helpful and easy to utilize. I am very happy with my coverage!
5

out of 5

POSTED: | BY: Jon Spinner

First rate service from caring people

I am always able to get a prompt courteous answer to my questions and the claims processing time has improved dramatically this year. My dog has been quite ill this year and Nationwide has been very helpful with quick turnaround on my claims and issuance of reimbursement checks.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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