Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

The best decision I have ever made!!!

The best decision I have ever made was to purchase Nationwide Pet Ins. NW Pet Ins makes it so easy to make claims for even me. A technically challenged dog lover. And even easier to make decisions on my pets healthcare. When before I would pick and choose which preventive healthcare services I could afford.... now I have the peace of mind to take care of any issues my vet feels is essential. The biggest drama came when my big boy Louis was having trouble going up and down stairs...running into walls, trees everything. Wouldn't drive in the car anymore, which he had always loved to do. I was beside myself because I thought I had been a terrible dog owner. What did I do to cause this ?? I've been a dog owner my whole life and never experienced this situation. Nationwide Pet insurance saved my dog and me!! It turned out Louis had devolped cateracts. Who knew dogs could get it?? He was only 5 yrs old. That's what my grandma had at 80. I will be forever grateful to Nationwide Pet Insurance and will always be with Nationwide for all my current and future pets!!
5

out of 5

POSTED: | BY: Simone

Best protection to taking care of your babies

If you have a animal and it's your baby provide the best insurance available in protecting your baby's well being and quality of life.
5

out of 5

POSTED: | BY: Sandra

Pre-existing problems

Hey, I apologize for not giving Nationwide Pet Insurance a BIG 10. I only gave a 9 because of the pre-existing problems not covered...….but, in all honestly, I can understand why Nationwide and all other pet insurance companies have in this stipulation, i.e., you all would go broke. Harley, my beloved German Shepherd, was rescued at four years old....and he had hip dysplasia caused by the genetic gene with which he was born. Sadly for me that pre-existing condition caused me to be hit hard twice financially, but thankfully today, after having both of his hips replaced, he's an entirely different, active, happy and pain free dog today which warms my heart. However, when his stomach bloated unexpectedly about one month ago, Nationwide came through very well for me financially, and it was greatly appreciated. Thank you.. Only asking now that you and I both keep our fingers crossed Harley's third major surgery was the charm, i.e., no more surgeries ever again after already having had both hips replaced and his stomach repositioned :) Sincerely, Sandra Canepa
5

out of 5

POSTED: | BY: Robyn

Excellent, quick service when submitting a claim

I have recommended Nationwide Pet Insurance to many of my friends and relatives. We have had their insurance for the past few years on two of our dogs. Their customer service, website, claim submission and claim payment are the easiest I have ever seen. We would never own a pet without this insurance.
5

out of 5

POSTED: | BY: Sherri

So easy

Filing claims through the app is so easy. Just fill out a few boxes and take a photo of the bill. After a short time I receive a text for the direct deposit reimbursement. I have always been reimbursed before my credit card payment is due.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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